Factoring is our fast and reliable financing service that ensures you get paid for your outstanding invoices within 24 hours. Improve your cash flow, forget long payment terms and income uncertainty. Choose reliable factoring and enjoy financial stability.

What is factoring

Factoring is a form of financing that simplifies the invoicing process. It provides a flexible solution for cash flow issues and improves your financial position. As a freelancer, you no longer have to rely on payment terms, which helps increase your business's liquidity more quickly.

The factoring process

The factoring process at our label, Faqtoring, is straightforward and efficient. Create an account, upload outstanding invoices, and choose a factoring package. We assess and verify the invoices, and depending on the selected package, we deposit the invoice amount into your account. Additionally, we take on the risk of non-payment and handle all aspects of debtor management.
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"With the help of Faqtoring, I can fully focus on my freelance work without any worries about receiving payments. Direct access to funds for ongoing projects and business expenses has resolved my cash flow problems."
Carlijn van der Meulen
26 JUNE 2023

The benefits of

Enhanced cash flow for stable business operations and expenses.
There is no reliance on extended customer payment terms.
Reduced risk through outsourcing of accounts receivable management and collections.

Read our FAQ for more information

What types of invoices can I sell?

We buy all outstanding invoices from SMEs and freelancers if the value is above €5,000.

How much does factoring cost?

We charge 3-5% of the invoice value, excluding VAT. The rate depends on the payment terms of the debtor (30, 45, or 60 days) and the chosen package.

- Paid within 24 hours;
- Paid within three days;
- Paid within five days.

What happens if my customer doesn't pay?

We take care of the collection and the risk of non-payment completely. Before we take over the invoices, we carefully assess the debtor's creditworthiness. You only need to keep an eye on the debtor's financial situation.

Can I use factoring if I have a loan?

We do not inspect loans for freelancers or businesses. We only review the debtor.

What is the difference between factoring and a bank loan?

Factoring is selling your unpaid invoices to a factoring company for immediate cash flow, while a bank loan involves borrowing money from a bank and repaying it later with interest.

Any questions?

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